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Philip Hoffman, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)


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First Time Homebuyers: Richmond real estate, home buying, real estate listings, and homes for sale.  Real estate Richmond County,  VA, Virginia houeses
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Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Richmond real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

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Real Estate Tips
Buying Land and New Construction >How Easements Affect Your Land

It is extremely important to discover whether there are easements on undeveloped land you are thinking about buying. An easement is the legal right to use another person's land for a specific, acknowledged purpose. Easements can significantly affect your development and use of the property.

A typical easement might permit the use of a dirt fire road that cuts through both the neighbor's property and your land. The road provides access to both properties, and your neighbor has to drive through yours to get to his. The house you build has to be situated ten to fifteen feet away from this access road. If the road cuts through the middle of the lot, you might have difficulty finding room for the house you want to build.

Consult with your real estate agent, an attorney or a title researcher for accurate information about the easements. When making an offer on undeveloped land with an easement issue, be sure to include a contingency that you must approve of any existing easements, or the offer is null and void.

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Philip Hoffman, REALTORŪ, real estate agent and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Philip Hoffman
RE/MAX Commonwealth

831 Grove Road Suite D
Midlothian, VA. 23114
Phone: 804-794-2662
Toll Free: 800-721-7072
Fax: 804-794-1669
Email: PhilipHoffman@NUMBER1EXPERT.com

Hello, I am Philip Hoffman Associate Broker with ReMax Commonwealth Group with over 25 years experience servicing Metro Richmond and surrounding areas. Welcome to Philip Hoffman.com -- your leading source for Metro Richmond Virginia and Central Virginia Real Estate information, school information and homes for sale. Servicing Richmond, Henrico, Glen Allen, Short Pump, Chesterfield, Midlothian, Hanover, Powhatan, Louisa, Goochland, New Kent, Chester, Fort Lee and Tri-Cities Area.

Equal HousingREALTOR


RE/MAX Commonwealth real estate and homes for sale in Richmond Virginia

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